Mortgage securities

Whhhooooooof . . . OK so all this mortgage securitization business goes way over my head . . . but I’ve just had a great PR pinged into my inbox which answeres some very interesting questions. You can see the original article here.

Let’s start with the basics; What is mortgage securitization?

Very simply, it’s when mortgages are stuck together, chopped into chunks and then sold on as bonds. This leads directly to mortgage backed securities . . . A bond repaid with the payments on the original mortgages.

Easy!


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  • Finance Farm

    Finance Farm is my personal blog orbiting the world of personal finance. I work in the personal finance industry and I have a lot to thank it for - it provides me a living and helps me to look after my family. I'll be covering allsorts of things in the blog including my own personal finance thoughts and news from the mortgage, loans, debt & insurance industries. This blog should not be taken as financial advice - that IS NOT what I'm doing - it's simply a place to list my own thoughts on mortgages, loans, debt and insurance. If you want to contact me, or have any mortgage, debt, loan or insurance news, feel free to drop me a line via one of the comment forms :)