Nice to receive a letter from GMAC the other day informing me that my variable base aret has been reduced by 0.5% in line with that of last week BoE base rat cut.

Quick calculations revealed that that will save me about £60.00 a month – not to be sniffed at right now, I can assure you.

The most reassuring thing is to see that the big guys are at least trying to pass on some of the savings to the consumer, rather than just bolstering their profit margins.

Good work GMAC! Thank you!


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  • Finance Farm

    Finance Farm is my personal blog orbiting the world of personal finance. I work in the personal finance industry and I have a lot to thank it for - it provides me a living and helps me to look after my family. I'll be covering allsorts of things in the blog including my own personal finance thoughts and news from the mortgage, loans, debt & insurance industries. This blog should not be taken as financial advice - that IS NOT what I'm doing - it's simply a place to list my own thoughts on mortgages, loans, debt and insurance. If you want to contact me, or have any mortgage, debt, loan or insurance news, feel free to drop me a line via one of the comment forms :)